Medicare – 3 Qualifying Factors For Medicare

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Medicare is a federal health insurance program for people aged 65 and older. There are many factors to consider when determining eligibility for Medicare, such as your age, disability, and medical conditions.

Medicare Eligibility When You Turn 65

In general, to qualify for full Medicare benefits at age 65, you must have worked a minimum number of years and paid Medicare taxes (FICA). Individuals who have received Social Security retirement or disability benefits for at least 24 months may also be eligible.

Medicaid Eligibility

Most states have expanded their Medicare site programs to cover low-income people, families and children, pregnant women, the elderly, and those with disabilities. In addition to income qualifications, individuals must meet other eligibility criteria, such as household size and disability.

You must be an American citizen or lawful permanent resident of the United States to receive Medicaid. In some cases, you must be a legal resident of the state where you live, or your spouse must be a resident of that state.

There are other non-financial criteria to determine eligibility for Medicaid, including whether you have a disability or a qualifying health condition such as end-stage renal disease.

Enrolling in a Medigap, Advantage, or Plan D Drug Plan

You can enroll in Part A and Part B of Medicare as soon as you qualify, which is usually the month you turn 65. You can also sign up for a Medicare Advantage plan during your Medicare enrollment period, which is seven months from the date you qualify for Medicare coverage. The Medicare Advantage plan you choose should provide you with more comprehensive healthcare than the government-run Original Medicare program.

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